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The Employee Retention Tax Credit: What You Need to Know


The Employee Retention Tax Credit is a tax credit that incentivizes businesses to hire and retain employees. At the end of 2018, the expiration date for this credit was extended to 2021. This means you have more time to take advantage of it. We understand that reading about taxes can get boring at times, but now is not the time to let your guard down. That’s why we’ve compiled this helpful guide on everything you need to know about the Employee Retention Tax Credit.


What is the Employee Retention Tax Credit?

The Employee Retention Tax Credit, part of the CARES Act, is a tax credit that rewards businesses that hired and retain employees during 2020 and 2021 COVID pandemic.


How much is the Employee Retention Tax Credit?

The amount of the credit varies from business to business and is determined by how much is spent on wages and the number of employees. The maximum amount of the credit for both years, 2020 and 2021, is $26,000 per W-2 employee.


When is the Employee Retention Tax Credit Received?

Once filed, the credit is usually received within a few months; however, now that the IRS has hired thousands of new employees, you should receive your check much sooner.


Who is Eligible for the Employee Retention Tax Credit?

The credit is available to both small and large businesses that employ full-time workers. To take advantage of the credit, you must have been in business during 2020 or 2021, and have an average of at least one full-time employee.


How to Apply for the Employee Retention Tax Credit?

Applying for the credit is easy, but making sure you're getting the maximum allowed amount is harder. Make sure you are being represented by experts in the area; unfortunately, your CPA may not know about the credit or may not know enough about the credit to claim the maximum amount.

Be cautious of "fly by night" shops claiming they're experts. Look for a business partner for the long run rather than a one-time filing. Check for any other additional services they're offering as part of the filing, after all, you're paying for their services.


Final Words

Make sure to take advantage of the extended expiration date of the employee retention tax credit. You only have a few months left and once funds are gone, they're gone for good. This credit can greatly benefit small businesses by helping them retain and attract workers and adding much-needed cash back into your business and personal life.


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